HB 1370

Abstract

Reporting of medical debt to consumer reporting agencies by certain health care providers; prohibited. Prohibits certain medical care facilities, certain health care professionals, and emergency medical services agencies from reporting any portion of a medical debt, defined in the bill, to a consumer reporting agency. The bill prohibits collection entities collecting or attempting to collect a medical debt from reporting such collection or attempts to collect to a consumer reporting agency. The bill provides that a willful violation of such provisions constitutes a prohibited practice under the Virginia Consumer Protection Act.

Reporting of medical debt to consumer reporting agencies by certain health care providers; prohibited. Prohibits certain medical care facilities, certain health care professionals, and emergency medical services agencies from reporting any portion of a medical debt, defined in the bill, to a consumer reporting agency. The bill prohibits collection entities collecting or attempting to collect a medical debt from reporting such collection or attempts to collect to a consumer reporting agency. The bill provides that a willful violation of such provisions constitutes a prohibited practice under the Virginia Consumer Protection Act.

Reporting of medical debt to consumer reportingagencies by certain health care providers; prohibited. Prohibitscertain medical care facilities, certain health care professionals,and emergency medical services agencies from reporting any portionof a medical debt, defined in the bill, to a consumer reporting agency.The bill requires such facilities, professionals, and agencies toinclude a provision in any contract entered into with a collectionentity, defined in the bill, for the purchase or collection of medicaldebt that prohibits the reporting of any portion of such medicaldebt to a consumer reporting agency. The bill provides that any portionof a medical debt reported to a consumer reporting agency in violationof such prohibition or requirement is void.