HB 2175

Abstract

Housing Bill of Rights; housing protections; foreclosures; manufactured housing. Provides for various protections for homeowners and tenants of manufactured home parks, including (i) restricting the circumstances under which a court may order a person's primary residence to be sold to enforce a judgment lien; (ii) requiring localities to incorporate into their comprehensive plans strategies to promote manufactured housing as a source of affordable housing; (iii) requiring the Director of Housing and Community Development to develop a statement of tenant rights and responsibilities explaining in plain language the rights and responsibilities of tenants under the Virginia Manufactured Home Lot Rental Act; (iv) prohibiting a trustee from selling a property in a foreclosure sale without receiving an affidavit signed by the party that provided the notice confirming the notice was sent to the owner, with a copy of such notice attached to the affidavit; (v) increasing the notice period for a foreclosure sale from 14 to 60 days and requiring such notice to provide the grantor with information regarding housing counseling; and (vi) requiring the landlord of a manufactured home park to provide tenants who own their manufactured home information about housing assistance and legal aid organizations. The bill also requires the Department of Housing and Community Development to convene a stakeholder group to assist in the development of the statement of tenant rights and responsibilities. The provisions of the bill related to the specifics of the notice that is required before a trustee can sell a property in a foreclosure sale has a delayed effective date of October 1, 2021.

Housing Bill of Rights; housing protections;foreclosures; manufactured housing. Provides for various protectionsfor homeowners and tenants of manufactured home parks, including(i) restricting the circumstances under which a court may order aperson's primary residence to be sold to enforce a judgment lien;(ii) requiring localities to incorporate into their comprehensiveplans strategies to promote manufactured housing as a source of affordable housing; (iii) requiring the Director of Housing and Community Development to develop a statement of tenant rights and responsibilities explaining in plain language the rights and responsibilities of tenantsunder the Virginia Manufactured Home Lot Rental Act; (iv) prohibitinga trustee from selling a property in a foreclosure sale without sendingnotice of the sale to the owner and signing an affidavit attestingto such notification; (v) increasing the notice period for a foreclosuresale from 14 to 60 days and requiring such notice to provide thegrantor with information regarding housing counseling; and (vi) requiringthe landlord of a manufactured home park to provide tenants who owntheir manufactured home information about housing assistance andlegal aid organizations. The bill also requires the Department ofHousing and Community Development to convene a stakeholder group toassist in the development of the statement of tenant rights and responsibilities.