HB 1093

Bill Subjects

Attorney General Consumer Credit And Protection (Including Uccc) Identity

Abstract

Provides that certain consumers may submit proper identification to a credit reporting agency, request certain information, and submit a dispute with the credit reporting agency. Specifies that if a consumer provides proper identification, the credit reporting agency shall: (1) verify the consumer's identity with the federal Social Security Administration; (2) conduct a search of all files maintained by the consumer reporting agency; (3) provide the consumer with certain information from the Social Security number search; (4) investigate a dispute submitted by the consumer; and (5) take all lawful actions to remove the consumer's verified Social Security number from files not associated with the consumer. Allows the attorney general to collaborate with consumer reporting agencies to create an online portal for consumers to use for submitting a Social Security number search request. Provides that a consumer reporting agency may not charge a consumer for making a request or submitting a dispute.