HB 1525

Bill Subjects

Insurance Generally Insurance, Insurance Companies, Agents, And Brokers Women's Issues

Abstract

Requires every health insurer, as a condition of doing business in Indiana, to participate in a plan under which health insurers will provide birth control coverage to eligible individuals who are covered under employee health plans that do not provide coverage for birth control drugs or devices intended to prevent the implantation of a fertilized egg in the uterus. Provides that the coverage provided under the plan will consist only of the birth control coverage not provided by the employee health plans. Requires the department of insurance to adopt rules to establish the plan. Provides that the rules must: (1) enable eligible individuals to apply for the birth control coverage by submitting their names and contact information to the department; (2) ensure that deductible and coinsurance provisions of the coverage do not shift more of the cost of the birth control drugs or devices to an eligible individual than is usual and customary; (3) provide that an eligible individual who applies for the coverage will be assigned to a health insurer; and (4) require a health insurer to which an eligible individual is assigned to provide birth control coverage to the eligible individual. Requires the insurance commissioner to regulate rates for the birth control coverage to ensure that the rates are not excessive, inadequate, or unfairly discriminatory.