Monique D. Davis
- Democratic
Primary
Amends the Residential Mortgage License Act of 1987. In a Section concerning lending procedures, provides that a licensee may not deny an application for a mortgage solely on the basis of credit information of prospective customers. Provides that if a licensee denies a mortgage application based on credit information, it must provide the affected party with an explanation for the licensee's action and an opportunity for the affected party to explain its credit information. Amends the Use of Credit Information in Personal Insurance Act. In a Section concerning the use of personal credit information, provides that if an insurer denies, cancels, or does not renew a policy of personal insurance based on credit information, it must provide the affected party with an explanation for the insurer's action and an opportunity for the affected party to explain its credit information. Amends the Public Utilities Act. Provides that a public utility may not deny, cancel, or nonrenew utility service solely on the basis of credit information of prospective or existing customers. Provides that if a public utility denies, cancels, or does not renew service based on credit information, it must provide the affected party with an explanation for the public utility's action and an opportunity for the affected party to explain its credit information. Effective immediately.
Governor Approved
Public Act . . . . . . . . . 96-0560
Effective Date August 18, 2009
Sent to the Governor
Passed Both Houses
Senate Committee Amendment No. 1 House Concurs 110-000-000
Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee
Senate Committee Amendment No. 1 Motion Filed Concur Rep. Monique D. Davis
Arrived in House
Placed on Calendar Order of Concurrence Senate Amendment(s) 1
Third Reading - Passed; 052-000-000
Placed on Calendar Order of 3rd Reading May 15, 2009
Second Reading
Placed on Calendar Order of 2nd Reading May 12, 2009
Do Pass as Amended Insurance; 012-000-000
Senate Committee Amendment No. 1 Adopted
Senate Committee Amendment No. 1 Assignments Refers to Insurance
Senate Committee Amendment No. 1 Referred to Assignments
Senate Committee Amendment No. 1 Filed with Secretary by Sen. William R. Haine
Assigned to Insurance
First Reading
Referred to Assignments
Chief Senate Sponsor Sen. William R. Haine
Placed on Calendar Order of First Reading March 10, 2009
Arrive in Senate
Added Chief Co-Sponsor Rep. LaShawn K. Ford
Third Reading - Short Debate - Passed 072-035-002
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
House Floor Amendment No. 2 Adopted by Voice Vote
House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000
House Floor Amendment No. 2 Referred to Rules Committee
House Floor Amendment No. 2 Filed with Clerk by Rep. Monique D. Davis
House Committee Amendment No. 1 Filed with Clerk by Executive Committee
Placed on Calendar 2nd Reading - Short Debate
Do Pass as Amended / Short Debate Executive Committee; 010-000-000
House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote
Assigned to Executive Committee
First Reading
Referred to Rules Committee
Filed with the Clerk by Rep. Monique D. Davis
| Bill Text Versions | Format |
|---|---|
| Introduced | HTML |
| Engrossed | HTML |
| Enrolled | HTML |
| Document | Format |
|---|---|
| Public Act | |
| Senate Amendment 001 | |
| House Amendment 002 | |
| House Amendment 001 |
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