Jacqueline Y. Collins
- Democratic
Primary
Creates the Mortgage Steering Act. Prohibits mortgage loan steering or other specified fee and loan practices, based upon (i) the borrower's credit history, (ii) the borrower's capacity to repay the loan, and (iii) the property on which the loan is secured, because of that borrowerÂ’s race, gender, age, disability, or national origin. Provides that the Attorney General shall enforce the Act and grants the Attorney General the additional listed enforcement powers. Provides for injunctive relief, restitution, and civil penalties for violations of the Act. Provides that a person who suffers actual damages as a result of a violation of the Act by a lender may bring an action against that lender and may be awarded actual economic damages or any other relief that the court deems proper. Provides that any waiver or modification of the rights, provisions, or remedies of the Act shall be void and unenforceable.
Effective Date September 23, 2008; Generally Effective
Effective Date January 1, 2009; Some Parts Effective
Public Act . . . . . . . . . 95-0961
Motion Filed Override Amendatory Veto Rep. Marlow H. Colvin
Amendatory Veto Overridden Both Houses
Override Amendatory Veto - House Passed 098-000-000
3/5 Vote Required
Motion Filed Override Amendatory Veto Sen. Jacqueline Y. Collins
Placed on Calendar Amendatory Veto September 23, 2008
Arrived in House
Override Amendatory Veto - Senate Passed 055-000-000
3/5 Vote Required
Placed on Calendar Amendatory Veto September 22, 2008
Governor Amendatory Veto
Sent to the Governor
House Floor Amendment No. 3 Senate Concurs 056-000-000
Passed Both Houses
House Floor Amendment No. 3 Motion To Concur Recommended Do Adopt Financial Institutions; 006-000-000
Secretary's Desk - Concurrence House Amendment(s) 03
House Floor Amendment No. 3 Motion to Concur Rules Referred to Financial Institutions
House Floor Amendment No. 3 Motion to Concur Referred to Rules
House Floor Amendment No. 3 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins
Placed on Calendar Order of Concurrence House Amendment(s) 03-May 30, 2008
House Committee Amendment No. 1 Motion to Table Recommends Be Adopted Rules Committee; 005-000-000
House Floor Amendment No. 2 Tabled Pursuant to Rule 40(a)
Third Reading - Short Debate - Passed 111-000-001
Added Alternate Co-Sponsor Rep. Mike Boland
Placed on Calendar Order of 3rd Reading - Short Debate
House Floor Amendment No. 3 Adopted by Voice Vote
House Committee Amendment No. 1 Tabled
House Committee Amendment No. 1 Motion to Table Amendment - Prevailed
Recalled to Second Reading - Short Debate
Added Alternate Co-Sponsor Rep. Constance A. Howard
Added Alternate Co-Sponsor Rep. David E. Miller
Added Alternate Co-Sponsor Rep. Naomi D. Jakobsson
Added Alternate Co-Sponsor Rep. Karen May
Added Alternate Co-Sponsor Rep. Elizabeth Hernandez
Added Alternate Co-Sponsor Rep. Cynthia Soto
Added Alternate Co-Sponsor Rep. Edward J. Acevedo
Added Alternate Co-Sponsor Rep. Milton Patterson
Added Alternate Chief Co-Sponsor Rep. Barbara Flynn Currie
Added Alternate Chief Co-Sponsor Rep. Al Riley
House Floor Amendment No. 3 Recommends Be Adopted Rules Committee; 004-000-000
Final Action Deadline Extended-9(b) May 31, 2008
House Floor Amendment No. 3 Filed with Clerk by Rep. Marlow H. Colvin
House Floor Amendment No. 3 Referred to Rules Committee
Added Alternate Chief Co-Sponsor Rep. Karen A. Yarbrough
House Committee Amendment No. 1 Motion Filed to Table Rep. Marlow H. Colvin
House Committee Amendment No. 1 Motion to Table Referred to Rules Committee
Second Reading - Short Debate
House Floor Amendment No. 2 Referred to Rules Committee
House Floor Amendment No. 2 Filed with Clerk by Rep. Marlow H. Colvin
Placed on Calendar Order of 3rd Reading - Short Debate
Do Pass as Amended / Short Debate Judiciary I - Civil Law Committee; 010-000-000
House Committee Amendment No. 1 Adopted in Judiciary I - Civil Law Committee; by Voice Vote
House Committee Amendment No. 1 Filed with Clerk by Judiciary I - Civil Law Committee
Alternate Chief Sponsor Changed to Rep. Marlow H. Colvin
Added Alternate Chief Co-Sponsor Rep. Deborah L. Graham
Held on Calendar Order of Second Reading - Short Debate
Second Reading - Short Debate
Placed on Calendar 2nd Reading - Short Debate
Committee Deadline Extended-Rule 9(b) May 23, 2008
Assigned to Judiciary I - Civil Law Committee
Referred to Rules Committee
First Reading
Arrived in House
Chief House Sponsor Rep. Deborah L. Graham
Placed on Calendar Order of First Reading
Third Reading - Passed; 055-000-000
Senate Floor Amendment No. 2 Adopted; Collins
Placed on Calendar Order of 3rd Reading April 17, 2008
Second Reading
Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 007-000-000
Added as Co-Sponsor Sen. Ira I. Silverstein
Senate Floor Amendment No. 2 Rules Refers to Financial Institutions
Senate Floor Amendment No. 2 Referred to Rules
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Jacqueline Y. Collins
Added as Co-Sponsor Sen. Antonio Munoz
Senate Committee Amendment No. 1 Adopted
Placed on Calendar Order of 2nd Reading April 1, 2008
Do Pass as Amended Financial Institutions; 008-000-000
Added as Co-Sponsor Sen. Martin A. Sandoval
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Jacqueline Y. Collins
Senate Committee Amendment No. 1 Rules Refers to Financial Institutions
Senate Committee Amendment No. 1 Referred to Rules
Postponed - Financial Institutions
Held in Financial Institutions
Assigned to Financial Institutions
Added as Chief Co-Sponsor Sen. Mattie Hunter
Added as Chief Co-Sponsor Sen. Iris Y. Martinez
Filed with Secretary by Sen. Jacqueline Y. Collins
Referred to Rules
First Reading
| Bill Text Versions | Format |
|---|---|
| Introduced | HTML |
| Engrossed | HTML |
| Enrolled | HTML |
| Document | Format |
|---|---|
| Governor's Message | |
| Public Act | |
| House Amendment 003 | |
| House Amendment 002 | |
| House Amendment 001 | |
| Senate Amendment 002 | |
| Senate Amendment 001 |
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