HB 3604

Abstract

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that if a person who is or has been hospitalized for at least 10 days notifies a creditor or debt collector of the hospitalization, the creditor or debt collector shall grant the person a grace period for the making of payments of consumer debts beginning on the date the hospitalization began and ending 15 days after the patient is no longer hospitalized. Prohibits a creditor or debt collector from taking specified actions against the person during the grace period. Provides that, if the creditor or debt collector is given notice by the person after the person is discharged, the creditor or debt collector shall reverse any adverse action already taken against the person during the grace period. Violation is an unlawful practice within the meaning of this Act.