SB 1905

Abstract

Creates the Family and Fertility Disclosure in Health Insurance Act. Requires employers that provide health insurance coverage to employees through policies written outside of this State to disclose to employees specified coverages required under the Illinois Insurance Code for policies written in this State and disclose the coverages that are not included in the coverage provided to the employees. Effective immediately. Senate Committee Amendment No. 1 Changes the short title of the Act to the Consumer Coverage Disclosure Act. House Floor Amendment No. 1 Replaces everything after the enacting clause. Creates the Consumer Coverage Disclosure Act. Provides that an employer that provides group health insurance coverage to its employees shall, upon hire, annually thereafter, and upon request from an employee, provide all employees eligible for the coverage a written list of the covered benefits included in the group health insurance coverage in a format that easily compares those covered benefits with the essential health insurance benefits required of individual health insurance coverage regulated by the State of Illinois. Directs the Department of Insurance to provide information outlining the essential benefits and other benefits under coverage regulated under State law. Provides for enforcement by the Department of Labor. Authorizes the imposition of civil penalties. Effective immediately.