Kyle Gay
- Democratic
- Senator
- District 5
Primary
Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law.
Signed by Governor
Passed By House. Votes: 25 YES 16 ABSENT
Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 6 Favorable, 3 On Its Merits
Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
Passed By Senate. Votes: 19 YES 1 NO 1 ABSENT
Suspension of Rules in Senate
Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 5 On Its Merits
Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate
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