Lisa Calderon
- Democratic
- Assemblymember
- District 56
Author
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals. This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request. This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage. This bill would make the above-described provisions operative on July 1, 2026.
In committee: Held under submission.
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (July 15). Re-referred to Com. on APPR.
From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on JUD.
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
In Senate. Read first time. To Com. on RLS. for assignment.
Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 1. Page 2000.)
Read second time. Ordered to third reading.
Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.)
From committee: Amend, and do pass as amended. (Ayes 11. Noes 0.) (May 23).
Read second time and amended. Ordered returned to second reading.
In committee: Set, first hearing. Referred to suspense file.
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (May 1). Re-referred to Com. on APPR.
From committee chair, with author's amendments: Amend, and re-refer to Com. on P. & C.P. Read second time and amended.
From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 15. Noes 0.) (April 2). Re-referred to Com. on P. & C.P.
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
Read first time.
From printer. May be heard in committee January 16.
Introduced. To print.
| Bill Text Versions | Format |
|---|---|
| AB75 | HTML |
| 12/16/24 - Introduced | |
| 02/11/25 - Amended Assembly | |
| 04/22/25 - Amended Assembly | |
| 05/23/25 - Amended Assembly | |
| 07/01/25 - Amended Senate |
| Document | Format |
|---|---|
| 04/01/25- Assembly Insurance | |
| 04/29/25- Assembly Privacy and Consumer Protection | |
| 05/12/25- Assembly Appropriations | |
| 05/28/25- ASSEMBLY FLOOR ANALYSIS | |
| 07/07/25- Senate Insurance | |
| 07/11/25- Senate Judiciary | |
| 08/15/25- Senate Appropriations |
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