AB 1

  • California Assembly Bill
  • 2025-2026 Regular Session
  • Introduced in Assembly
  • Passed Assembly Jun 02, 2025
  • Passed Senate Sep 11, 2025
  • Became Law Oct 09, 2025

Residential property insurance: wildfire risk.

Abstract

Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures. This bill would require the department, on or before January 1, 2030, and every 5 years thereafter, to consider whether or not to update its regulations to include additional building hardening measures for property-level mitigation efforts and communitywide wildfire mitigation programs. As part of this consideration, the bill would require the department to consult with specified agencies to identify additional building hardening measures to consider, as well as to develop and implement a public participation process during the evaluation.

Bill Sponsors (16)

Votes


Actions


Oct 09, 2025

California State Legislature

Chaptered by Secretary of State - Chapter 472, Statutes of 2025.

California State Legislature

Approved by the Governor.

Sep 23, 2025

California State Legislature

Enrolled and presented to the Governor at 4 p.m.

Sep 12, 2025

Assembly

In Assembly. Ordered to Engrossing and Enrolling.

Sep 11, 2025

Senate

Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2886.).

Sep 03, 2025

Senate

From special consent calendar.

Senate

Ordered to third reading.

Sep 02, 2025

Senate

Ordered to special consent calendar.

Aug 29, 2025

Senate

From committee: Do pass. (Ayes 7. Noes 0.) (August 29).

Senate

Read second time. Ordered to third reading.

Aug 18, 2025

Senate

In committee: Referred to suspense file.

  • Referral-Committee
suspense file.

Jul 09, 2025

Senate

In committee: Hearing postponed by committee.

Jun 25, 2025

Senate

From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 7. Noes 0.) (June 25). Re-referred to Com. on APPR.

  • Committee-Passage
  • Committee-Passage-Favorable
  • Referral-Committee
Com. on APPR.

Jun 11, 2025

Senate

Referred to Com. on INS.

  • Referral-Committee
Com. on INS.

Jun 03, 2025

Senate

In Senate. Read first time. To Com. on RLS. for assignment.

Jun 02, 2025

Assembly

Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 1815.)

May 27, 2025

Assembly

Read second time. Ordered to third reading.

May 23, 2025

Assembly

From committee: Do pass. (Ayes 14. Noes 0.) (May 23).

Apr 23, 2025

Assembly

In committee: Set, first hearing. Referred to suspense file.

  • Referral-Committee
suspense file.

Apr 02, 2025

Assembly

Coauthors revised.

Assembly

From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on APPR.

  • Committee-Passage
  • Committee-Passage-Favorable
  • Referral-Committee
Com. on APPR.

Feb 03, 2025

Assembly

Referred to Com. on INS.

  • Referral-Committee
Com. on INS.

Dec 03, 2024

Assembly

From printer. May be heard in committee January 2.

Dec 02, 2024

Assembly

Read first time. To print.

Bill Text

Bill Text Versions Format
AB1 HTML
12/02/24 - Introduced PDF
09/15/25 - Enrolled PDF
10/09/25 - Chaptered PDF

Related Documents

Document Format
04/01/25- Assembly Insurance PDF
04/21/25- Assembly Appropriations PDF
05/28/25- ASSEMBLY FLOOR ANALYSIS PDF
06/23/25- Senate Insurance PDF
08/15/25- Senate Appropriations PDF
08/29/25- Sen. Floor Analyses PDF

Sources

Data on Open States is updated periodically throughout the day from the official website of the California State Legislature.

If you notice any inconsistencies with these official sources, feel free to file an issue.