Bill Dodd
- Democratic
- Senator
- District 3
Author
Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, to offer to renew the policy at least once if the loss to the primary insured structure was caused by a disaster, as defined, and was not also due to the negligence of the insured, except as specified. This bill would instead, under specified circumstances, require the insurer to offer to renew the policy for at least the next 2 annual renewal periods or 24 months, whichever is greater. Existing law defines the measure of indemnity for a loss under a property insurance policy and specifies time limits under which an insured must collect the full replacement cost of the loss. Existing law prohibits a property insurance policy issued or delivered in the state from limiting or denying payment of the replacement cost of property in the event the insured decides to rebuild or replace the property at a location other than the insured premises. Existing law provides that coverage for additional living expenses incurred due to a covered loss relating to a state of emergency shall be for a period of 24 months. This bill would require an insurer, for a policy that imposes a dollar limit on the amount of coverage provided for additional living expenses, to grant an extension of that coverage for up to 12 additional months, for a total of 36 months, if an insured acting in good faith and with reasonable diligence encounters a delay or delays in the reconstruction process that are the result of circumstances beyond the control of the insured, as specified. This bill would require an insurer to allow an insured that has suffered a loss relating to a declared state of emergency to combine the policy limits for primary dwelling and other structures, and to use the combined amount, as specified. The bill would make other technical, nonsubstantive changes. This bill would incorporate additional changes to Section 675.1 of the Insurance Code proposed by SB 824 to be operative only if this bill and SB 824 are enacted and this bill is enacted last. The bill would also incorporate additional changes to Section 2051.5 of the Insurance Code proposed by AB 1772 and AB 1800 to be operative only if this bill, AB 1772, and AB 1800 are enacted and this bill is enacted last.
Chaptered by Secretary of State. Chapter 618, Statutes of 2018.
Approved by the Governor.
Enrolled and presented to the Governor at 4 p.m.
Assembly amendments concurred in. (Ayes 26. Noes 12. Page 6135.) Ordered to engrossing and enrolling.
Read third time. Passed. (Ayes 51. Noes 25. Page 6959.) Ordered to the Senate.
In Senate. Concurrence in Assembly amendments pending.
Ordered to third reading.
Read third time and amended.
Read second time. Ordered to third reading.
Read second time and amended. Ordered to second reading.
From committee: Do pass as amended. (Ayes 9. Noes 2.) (June 27).
June 20 hearing postponed by committee.
From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
In Assembly. Read first time. Held at Desk.
Read third time. Passed. (Ayes 24. Noes 11. Page 4342.) Ordered to the Assembly.
Read second time. Ordered to third reading.
Ordered to second reading.
Read third time and amended.
Read second time and amended. Ordered to third reading.
From committee: Do pass as amended. (Ayes 8. Noes 0. Page 4884.) (April 25).
Set for hearing April 25.
Withdrawn from committee.
From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I.
From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I.
From printer. May be acted upon on or after February 15.
Introduced. Read first time. To Com. on RLS. for assignment. To print.
| Bill Text Versions | Format |
|---|---|
| SB894 | HTML |
| 01/12/18 - Introduced | |
| 02/26/18 - Amended Senate | |
| 03/08/18 - Amended Senate | |
| 05/02/18 - Amended Senate | |
| 05/23/18 - Amended Senate | |
| 06/14/18 - Amended Assembly | |
| 07/05/18 - Amended Assembly | |
| 08/24/18 - Amended Assembly | |
| 09/06/18 - Enrolled | |
| 09/21/18 - Chaptered |
| Document | Format |
|---|---|
| No related documents. |
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