SB 641

  • California Senate Bill
  • 2015-2016 Regular Session
  • Introduced in Senate Feb 27, 2015
  • Passed Senate May 22, 2015
  • Passed Assembly Sep 09, 2015
  • Signed by Governor Oct 11, 2015

Debt buying: default judgment.

Abstract

(1) Existing law, the Fair Debt Buying Practices Act, regulates the practice of buying charged-off consumer debt, as defined, sold or resold on or after January 1, 2014, for collection purposes and prescribes the circumstances pursuant to which the debt buyer may bring suit. The act prohibits a court from entering a default or other judgment in an action initiated by a debt buyer against a debtor unless business records, authenticated through a sworn declaration, are submitted by the debt buyer to the court to establish the facts required to be alleged, as specified. This bill would permit a person to serve and file a notice of motion and motion to set aside a default or default judgment and for leave to defend an action relating to debt, if service of a summons did not result in actual notice to the person in time to defend an action brought by a debt buyer and a default or default judgment has been entered against the person in the action. The bill would require the person to make this service and filing within 6 years after entry of the default judgment or 180 days of the first actual notice of the action, whichever is earlier, except in cases of identity theft or mistaken identity, in which case the service and filing is to be made within 180 days of the first actual notice of the action. The bill would prescribe requirements regarding documents to be submitted to a court in instances of identity theft or mistaken identity. The bill would prescribe requirements for the filing, which would include an affidavit submitted to the court under oath stating that the person's lack of actual notice in time to defend the action was not caused by his or her avoidance of service or inexcusable neglect. By expanding the crime of perjury, the bill would impose a state-mandated local program. The bill would permit a court to set aside the default or default judgment on whatever terms as may be just and allow the party to defend the action. The bill would apply to a judgment entered on and after January 1, 2010, except as specified. (2) The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.

Bill Sponsors (1)

Votes


Actions


Oct 11, 2015

California State Legislature

Chaptered by Secretary of State. Chapter 804, Statutes of 2015.

California State Legislature

Approved by the Governor.

Sep 15, 2015

California State Legislature

Enrolled and presented to the Governor at 9:30 a.m.

Sep 10, 2015

Senate

Assembly amendments concurred in. (Ayes 28. Noes 11. Page 2676.) Ordered to engrossing and enrolling.

Sep 09, 2015

Assembly

Read third time. Passed. (Ayes 45. Noes 26. Page 3029.) Ordered to the Senate.

Senate

In Senate. Concurrence in Assembly amendments pending.

Aug 27, 2015

Assembly

Ordered to third reading.

Assembly

Read third time and amended.

Aug 20, 2015

Assembly

Read second time. Ordered to third reading.

Aug 19, 2015

Assembly

From committee: Do pass. (Ayes 11. Noes 5.) (August 19).

Jul 16, 2015

Assembly

Read second time and amended. Re-referred to Com. on APPR.

  • Referral-Committee
  • Reading-2
  • Amendment-Passage
  • Reading-1
Com. on APPR.

Jul 15, 2015

Assembly

From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 7. Noes 3.) (July 14).

Jul 08, 2015

Assembly

Read second time and amended. Re-referred to Com. on JUD.

  • Referral-Committee
  • Reading-2
  • Amendment-Passage
  • Reading-1
Com. on JUD.

Jul 07, 2015

Assembly

From committee: Do pass as amended and re-refer to Com. on JUD. (Ayes 7. Noes 2.) (July 6).

Jun 18, 2015

Assembly

Referred to Coms. on B. & F. and JUD.

  • Referral-Committee
Coms. on B. & F. and JUD.

May 22, 2015

Assembly

In Assembly. Read first time. Held at Desk.

Senate

Read third time. Passed. (Ayes 29. Noes 10. Page 1062.) Ordered to the Assembly.

May 05, 2015

Senate

Read second time. Ordered to third reading.

May 04, 2015

Senate

From committee: Be ordered to second reading pursuant to Senate Rule 28.8.

Apr 24, 2015

Senate

Set for hearing May 4.

Apr 22, 2015

Senate

From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 2. Page 728.) (April 21). Re-referred to Com. on APPR.

  • Referral-Committee
  • Committee-Passage-Favorable
  • Committee-Passage
Com. on APPR.

Apr 10, 2015

Senate

Set for hearing April 21.

Mar 12, 2015

Senate

Referred to Com. on JUD.

  • Referral-Committee
Com. on JUD.

Mar 02, 2015

Senate

From printer. May be acted upon on or after April 1.

Senate

Read first time.

Feb 27, 2015

Senate

Introduced. To Com. on RLS. for assignment. To print.

Bill Text

Bill Text Versions Format
SB641 HTML
02/27/15 - Introduced PDF
07/08/15 - Amended Assembly PDF
07/16/15 - Amended Assembly PDF
08/27/15 - Amended Assembly PDF
09/10/15 - Enrolled PDF
10/11/15 - Chaptered PDF

Related Documents

Document Format
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Sources

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