SB 39

  • Alaska Senate Bill
  • 34th Legislature (2025-2026)
  • Introduced in Senate
  • Passed Senate Apr 15, 2025
  • Passed House May 20, 2025
  • Governor

An Act relating to loans in an amount of $25,000 or less; relating to financial institutions; relating to the Nationwide Multistate Licensing System and Registry; relating to pawnbroker licensing exemptions; relating to deferred deposit advances; relating to computing interest; and providing for an effective date.

Votes


Actions


Jul 30, 2025

Senate

(S) VETOED BY GOVERNOR 6/24/25

Senate

(S) MANIFEST ERROR(S)

Senate

(S) 9:17 A.M. 6/23/25 Transmitted to Governor

May 20, 2025

House

(H) PASSED Y24 N16

House

(H) EFFECTIVE DATE(S) ADOPTED Y29 N11

House

(H) VERSION: CSSB 39(FIN)

House

(H) RETURN TO (S), TRANSMIT TO GOV NEXT

House

(H) CROSS SPONSOR(S): MINA

House

(H) READ THE THIRD TIME CSSB 39(FIN)

May 19, 2025

House

(H) ADVANCED TO THIRD READING 5/20 CALENDAR

House

(H) CROSS SPONSOR(S): JOSEPHSON

House

(H) FIN RPT 5DP 2NR 2AM

House

(H) DP: HANNAN, GALVIN, JIMMIE, FOSTER, JOSEPHSON

House

(H) NR: BYNUM, SCHRAGE

House

(H) AM: STAPP, TOMASZEWSKI

House

(H) FN2: (CED)

House

(H) RULES TO CALENDAR 5/19/2025

House

(H) READ THE SECOND TIME

May 18, 2025

House

(H) Moved CSSB 39(FIN) Out of Committee -- Recessed to a Call of the Chair --

House

(H) FINANCE at 12:00 PM ADAMS 519

May 15, 2025

House

(H) FINANCE at 01:30 PM ADAMS 519

House

(H) Heard & Held -- Recessed to 8:00 am on 5/16 --

House

(H) Minutes (HFIN)

May 09, 2025

House

(H) Minutes (HFIN)

House

(H) Heard & Held -- Please Note Time Change --

House

(H) FINANCE at 01:30 PM ADAMS 519

House

(H) Heard & Held -- Delayed to 1:55 pm --

House

(H) FINANCE at 09:00 AM ADAMS 519

May 02, 2025

House

(H) CROSS SPONSOR(S): EISCHEID

Apr 16, 2025

House

(H) READ THE FIRST TIME - REFERRALS

House

(H) FIN

Apr 15, 2025

Senate

(S) EFFECTIVE DATE(S) SAME AS PASSAGE

Senate

(S) READ THE THIRD TIME CSSB 39(FIN)

Senate

(S) PASSED Y14 N6

Senate

(S) TRANSMITTED TO (H)

Senate

(S) VERSION: CSSB 39(FIN)

Apr 14, 2025

Senate

(S) RULES TO CALENDAR 4/14/2025

Senate

(S) ADVANCED TO THIRD READING 4/15 CAL

Senate

(S) FIN CS ADOPTED UC

Senate

(S) READ THE SECOND TIME

Apr 11, 2025

Senate

(S) NR: STEDMAN, KAUFMAN, CRONK, MERRICK

Senate

(S) FN2: (CED)

Senate

(S) FIN RPT CS 3DP 4NR NEW TITLE

Senate

(S) DP: OLSON, HOFFMAN, KIEHL

Apr 09, 2025

Senate

(S) Minutes (SFIN)

Senate

(S) FINANCE at 09:00 AM SENATE FINANCE 532

Senate

(S) Moved CSSB 39(FIN) Out of Committee

Mar 20, 2025

Senate

(S) Heard & Held

Senate

(S) Minutes (SFIN)

Senate

(S) FINANCE at 09:00 AM SENATE FINANCE 532

Feb 26, 2025

Senate

(S) NR: BJORKMAN, MERRICK, YUNDT

Senate

(S) L&C RPT CS 3NR 2DP SAME TITLE

Senate

(S) DP: DUNBAR, GRAY-JACKSON

Senate

(S) FN1: (CED)

Feb 24, 2025

Senate

(S) Minutes (SL&C)

Senate

(S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)

Senate

(S) Moved CSSB 39(L&C) Out of Committee

Feb 19, 2025

Senate

(S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)

Senate

(S) Minutes (SL&C)

Senate

(S) Heard & Held

Jan 31, 2025

Senate

(S) COSPONSOR(S): TOBIN, GRAY-JACKSON, KAWASAKI

Jan 22, 2025

Senate

(S) READ THE FIRST TIME - REFERRALS

Senate

(S) Prefile released 1/10/25

Senate

(S) L&C, FIN

Bill Text

Bill Text Versions Format
SB 39 PDF HTML
CSSB 39(L&C) PDF HTML
CSSB 39(FIN) PDF HTML
Enrolled SB 39 PDF HTML

Related Documents

Document Format
SB39 Fiscal Note-DCCED-DBS-02.14.25 PDF
SB39 Public Testimony-Combined as of 01.31.25 PDF
SB39 Public Testimony-Email-Tracy Fischbach 02.09.25 PDF
SB39 Sectional Analysis ver A 02.12.25 PDF
SB39 Sponsor Statement verA 02.10.25 PDF
SB39 ver A PDF
SB39 Draft Proposed Amendment ver A.1 PDF
SB39 Public Testimony-Letter-INFiN 02.19.25 PDF
SB39 Public Testimony-Letter-OLA 02.18.25 PDF
SB39 Public Testimony-Letter-AKPIRG 02.19.25 PDF
SB39 Public Testimony-Letter-ILPA 02.18.25 PDF
SB39 Public Testimony-Letter-AARP 02.20.25 PDF
SB39 Public Testimony-Letter-AFSA 02.24.25 PDF
SB39 Public Testimony-Email-Southwest Public Policy Institute 02.23.25 PDF
SB 39 Letters of Opposition 2.25.2025 PDF
SB 39 Comment Letter OMF 03.17.2025 PDF
SB 39 Letters of Support 2.25.2025 PDF
SB 39 Sectional Analysis version N 2.25.2025 PDF
SB 39 Sponsor Statement Version N 2.25.2025 PDF
SB 39 Summary of Changes Version N 2.25.2025 PDF
SB 39 Supporting Documents PDF
SB 39 OLA - Alaska Comment Letter PDF
SB 39 Opposition Testimony ILPA AK PDF
SB 39 Hudson Cook Testimony PDF
SB 39 Miller Testimony 2025 PDF
SB 39 AFSA comment letter - AK SB 39 rate caps 03.20.2025 PDF
SB 39 03.26.25 SFIN Follow-Up to 03.20.25 Hearing PDF
SB 39 2025 03 31 OLA Ltr re SB 39 Testimony Inaccuracies PDF
SB 39 Watson Testimony PDF
SB 39 CRL Written Response re AK SB 39 PDF
SB 39 INFiN AK Statement.3.20.25 PDF
SB 39 mark up rate calculation TILA PDF
SB 39 Additional Documentation Letters of Support Received by 4.21.25 PDF
SB 39 Additional Documents-2023 Divison of Banking and Securities Payday Overview PDF
SB 39 Additional Documents -June 2023 Center for Responsible Lending APR Research PDF
SB 39 Additional Documents-AKPIRG Stats Graphic 4.21.25 PDF
SB 39 Additional Documents-January 2020 Center for Responsible Lending South Dakota Case Study PDF
SB 39 Additional Documents-June 2009 Center for Responsible Lending Bankruptcy Policy Brief 4.21.25 PDF
SB 39 Explanation of Changes ver. N to ver. I April 7 2025 PDF
SB 39 Additional Documents-Letters of Opposition Received by 4.21.25 PDF
SB 39 work draft version I PDF
SB 39 Additional Documents-October 2010 Texas Bankruptcy Study 4.21.25 PDF
SB 39 Sectional Analysis ver I, 4.21.25 PDF
SB 39 Sponsor Statement ver I, 4.21.25 PDF
SB 39 Supporting Documents - Committee Correspondence, 4.21.25 PDF
SB39 Summary of Changes ver A to I, 4.21.2025 PDF
SB 39 Public Testimony Rec'd by 050925 PDF
SB39 HFIN Follow Up to 5.9.25 Hearing PDF
SB 39 Public Testimony Rec'd by 051825 PDF
Sponsor Statement PDF
SB 39 2025 04 07 OLA Letter to Sen Kaufman re SB 39 PDF
SB 39 RBFC AK SB 39 Opposition Letter PDF
SB 39 RBFC AK SB 39 Opposition Letter (2) PDF

Sources

Data on Open States is updated periodically throughout the day from the official website of the Alaska State Legislature.

If you notice any inconsistencies with these official sources, feel free to file an issue.